|
Peoples Bank of Moniteau County Deposit Rates |
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|
Account Type
|
Interest
Rate |
Interest Paid or
Compounded |
APY
|
|
NOW Account
|
0.50%
|
Monthly
|
0.50%
|
|
M.M.D.A. $1,000.00 - $10,000.00
|
0.50%
|
Monthly
|
0.50%
|
|
$10,000.01 - $25,000.00
|
0.75%
|
Monthly
|
0.75%
|
|
OVER $25,000.00
|
1.00%
|
Monthly
|
1.00%
|
|
Passbook Savings
|
0.50%
|
Semi-Annual
|
0.50%
|
|
Time Deposit Accounts*
|
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|
91 Day C.D.
|
0.50%
|
Maturity
|
0.50%
|
|
182 Day C.D.
|
0.75%
|
Maturity
|
0.75%
|
|
12 Month C.D.
|
1.25%
|
Semi-Annual
|
1.25%
|
|
15 Month C.D.
|
1.29%
|
Quarterly
|
1.30%
|
|
18 Month C.D.
|
1.49%
|
Semi-Annual
|
1.50%
|
|
24 Month C.D.
|
1.49%
|
Monthly
|
1.50%
|
|
30 Month C.D.
|
1.49%
|
Semi-Annual
|
1.50%
|
|
36 Month C.D.
|
1.74%
|
Quarterly
|
1.75%
|
|
48 Month C. D.
|
1.99%
|
Semi-Annual
|
2.00%
|
|
60 Month C.D.
|
2.48%
|
Semi-Annual
|
2.50%
|
|
APY=Annual Percentage Yield CD Specials *Substantial penalty for early withdrawal. The APY assumes that interest remains on deposit until maturity. $500 minimum deposit. Rates are effective as of APRIL 30, 2010. RATES SUBJECT TO CHANGE WITHOUT NOTICE. |
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|
Peoples Bank of Moniteau County Miscellaneous Fees |
|
|
Fee Type
|
Amount
|
|
Overdraft (each debit or check paid)
|
$15.00
|
|
Auto Account Transfer Fee
|
$2.00 per daily transfer
|
|
Nonsufficient funds NSF item each
|
$20.00
|
|
Account reconciliation and balancing services
|
$20.00
|
|
Stop Payment
|
$20.00
|
|
Account Research
|
$20.00
|
|
Collection Fees
|
$15.00
|
|
Garnishments/levies
|
$25.00
|
|
Temporary Checks
|
$1.00 for 4
|
|
Replace lost, stolen, or broken debit card
|
$10.00
|
|
PIN Replacement
|
$5.00
|
|
Easy PIN
|
$5.00
|
|
HOT Card
|
$15.00
|
|
Reapply Debit Card Limits
|
$10.00
|
|
Dormant Service Charge
|
$20.00
|
|
Copy (per page)
|
0.25
|
|
Fax Incoming & outgoing (for the first 3 pages)
$0.25 each after that |
$1.00
|
|
Printout
|
$1.00
|
|
Copy of Statement
|
$1.00
|
|
Online Bill Pay (fee waived with electronic statement)
|
$5.00
|
|
Money Order
|
$1.00
|
|
Cashier Checks
|
$1.00
|
|
Outgoing Domestic Wires
|
$15.00
|
|
Outgoing International Wires
|
$25.00 & Over
|
| For additional fee and service charge information on our various account products please go to our Banking Services link or come in and ask for a brochure. Fees effective as of 05/01/2006 | |
