Protecting your privacy is important to Peoples Bank of Moniteau County and our employees. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all Peoples Bank of Moniteau County employees for collection, use, retention, and security of nonpublic personal information .

What Information We Collect

We may collect “nonpublic personal information” about you from the following sources:

• Information we receive from you on applications or other loan and account forms;
• Information about your transactions with us or others; and
• Information we receive from third parties such as credit bureaus.

“Nonpublic personal information” is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history, and overdraft history.

What Information We Disclose

We are permitted under law to disclose nonpublic personal information about you to other third parties in certain circumstances. For example, we may disclose nonpublic personal information about you to third parties to assist us in servicing your loan or account with us, to government entities in response to subpoenas, and to credit bureaus. We do not disclose any nonpublic personal information about you to anyone, except as permitted by law.

If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.

Our Security Procedures

We also take steps to safeguard customer information. We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. Employees who violate these standards will be subject to disciplinary measures. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Internet and Online Banking Security

We take seriously our obligation to protect the confidentiality of information provided by our online banking customers and web site visitors. Our goal is to protect your confidential information no matter how we receive it: over the phone, at our branches, through our ATMs, or online.

We will only collect personal information if you choose to provide it by completing a form on this site. This information will be used only to respond to your message and to help us provide you with the information, product, or service you have requested. We do not use “cookies” to collect and track information about you. We do not share our e-mail with any entities outside Peoples Bank of Moniteau County unless legally obligated to do so by an entity conducting a civil or criminal law enforcement action.

Our Web site has links to a variety of services and organizations. When you link to another site, you are no longer on the Peoples Bank of Moniteau County site and are subject to the privacy policy of the new site.

Additionally, information you submit via our online banking service is protected by encryption technology which scrambles account information to reduce the possibility of access by unauthorized individuals outside the Institution. To further protect your online banking service, the Institution requires the use of an ID and password.

Maintaining Accurate Information

Keeping your account information accurate and up to date is very important. We have procedures in place to help assure that your financial information is accurate, current, and complete. We also have procedures to respond to your requests to correct inaccurate information in a timely manner. If you ever find that our records are incomplete, inaccurate, or not current, please call us at (660) 849-2121.

For more information or questions regarding this policy, contact the bank at:

Peoples Bank of Moniteau County
P. O. Box 218 / 105 W Row St .
Jamestown , MO 65046
(660) 849-2121
bryan@pbjbank.com