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Free Checking

  • $50.00 Minimum Opening Balance
  • No interest earned
  • No monthly maintenance fee
  • Unlimited check writing
  • Free Online Banking
  • Free Debit Card
  • Free Online Bill Pay with Electronic Statement
  • E-mail Monthly bank statement or image statement available

NOW Account

  • $500.00 Minimum Opening Balance
  • $7.50 Minimum balance fee if daily balance drops below $500.00
  • Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Interest is compounded and credited monthly
  • Unlimited check writing
  • Free Online Banking
  • Free Debit Card
  • E-mail Monthly bank statement or image statement available
  • Interest rate and annual percentage yield may change at our discretion

MMDA

  • $1,000.00 Minimum Opening Balance
  • $7.50 Minimum balance fee if daily balance drops below $1,000.00
  • Interest is calculated by the daily balance method, which applies a daily periodic rate to the balance in the account each day
  • Tiered interest rate structure. Interest is compounded and credited to the account monthly.
    Tiers: $1,000.00 to $10,000.00
    $10,000.01 to $25,000.00
    Over $25,000.00
  • Free Online Banking
  • Transfers or withdrawals from a Money Market account by check, debit card, preauthorized, automatic, telephone transfer, or similar order payable to third parties are limited to six per statement cycle. If these trasaction limitations are exceeded, a service charge fee of $7.50 per excessive item may be imposed and your account may be subject to closure by bank.
  • Interest rate and annual percentage yield may change at our discretion
  • E-mail monthly bank statement or image statement available

Savings

  • $50.00 Minimum Opening Balance
  • Interest is calculated by the daily balance method. Interest is compounded and credited to the account semiannually
  • Unlimited withdrawals made in person by passbook presentment
  • No automatic debit transactions are allowed
  • E-mail semi-annual bank statement available
  • Transfers from a Savings account to another account or to third parties by automatic or telephone transfer are limited to six (6) per month with no transfers by check, draft, debit card or similar order to third parties. If an account continuously exceeds the debit transactions allowed, we are required by law to reclassify or close the account.
  • Interest rate and annual percentage yield may change at our discretion

Christmas Club Accounts

  • $1.00 Minimum Opening balance
  • First payment required at opening
  • A check for the balance of your account plus the bonus payment (if requirements are met) will be mailed the first week of November
  • No withdrawals are allowed prior to November 1st
  • Accounts must be opened prior to January 31st
  • Bonus – If you make 49 weekly deposits, then we will make the 50th

 

 

 

 

 

 

 

 

 

 

FDIC

Peoples Bank of Moniteau County
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